Help individuals improve their credit scores by identifying and addressing issues on their credit reports.
Our services include:
- Credit Report Analysis – Reviewing credit reports from major bureaus (Experian, Equifax, and TransUnion) to identify errors, inaccuracies, or negative items.
- Disputing Errors – Filing disputes with credit bureaus and creditors to remove incorrect or outdated negative marks.
- Debt Negotiation – Working with creditors to settle debts, negotiate lower payments, or establish payment plans.
- Credit Counseling – Educating clients on how credit works, financial management, and responsible credit use.
- Building Positive Credit – Advising on strategies to establish or rebuild credit, such as secured credit cards or authorized user accounts.
- Removing Negative Items – Helping remove or reduce the impact of late payments, collections, charge-offs, bankruptcies, and inquiries when possible.
- Identity Theft Recovery – Assisting clients in resolving fraudulent accounts and restoring their credit after identity theft.
- Customized Credit Improvement Plans – Creating step-by-step action plans to help clients achieve higher credit scores over time.